NetAnchor Financial Planning: retirement arrives whether you plan for it or not.
Most households in Thailand reach their mid-50s with savings, a pension entitlement and a property — but no written plan for how those pieces turn into a reliable monthly income for the next 25 to 30 years. We build that plan.
A return forecast is not a retirement plan.
Bank projections tell you what your portfolio might be worth at 60. They rarely answer the question that actually keeps people awake at 64: how much can I safely withdraw each month, for how long, and what happens to my spouse if I go first? That gap — between accumulation and drawdown — is where most self-directed retirement plans quietly fail.
Engagement workspaceWe model the drawdown, not just the accumulation.
Every engagement starts from your actual numbers — provident fund balance, PVD contributions, bank deposits, any rental or business income, dependants, and the age you realistically want to stop earning. From there we stress-test a withdrawal sequence across market downturns, inflation, and longer-than-expected longevity, then hand you a written plan you can follow without us.
- A month-by-month cashflow picture for your first decade after work
- Which pot to draw from first, and why, year by year
- A withdrawal rate tested against inflation and a longer-than-expected life
- What happens to your partner’s income if you are no longer here
From first conversation to a plan you can follow.
Five focused sessions over roughly four to six weeks. Each step has a clear deliverable, so you always know what you are paying for and what comes next.
- 1
Discovery conversation
An introductory call, at no cost, to hear your timeline, who relies on you, and the part of retirement that concerns you most. Bring nothing — this is a conversation, not an audit.
- 2
Data and document gathering
Through a secure intake you send us the paperwork behind your finances — fund balances, policies and a short goals form. We come back with a list of anything still missing before any modelling starts.
- 3
Analysis and scenario modelling
This is the core work: we assemble your cashflow, run your drawdown through market and inflation shocks, and measure the distance between where you are heading and where you want to land.
- 4
Plan presentation
A working session of about 90 minutes: we talk through your written plan, the assumptions inside each figure, and the concrete moves to make in the coming year.
- 5
Implementation support
For three months afterwards we stay reachable while you put the plan into motion — shifting contributions, rebalancing, and standing up your drawdown arrangement.
The number that matters is monthly income, not the balance.
If you are within 10 years of retirement, a written drawdown plan is the single highest-leverage piece of financial planning you can commission. Start with a free discovery conversation.